That’s because I find it to be a very important and relevant topic.We never receive any formal education about credit cards, but get bombarded with advertisements and direct mailers daily.Stay alert to these potential scams and stay informed on what you can do to prevent yourself from being a victim.These scams involve romantic intention towards a victim, gaining their affection, and then using that goodwill to commit fraud.But keeping up with your teens' and preteens' online activities is much like trying to nail jelly to the barn door -- frustrating, futile and something bound to make you feel inept. Such is the case with Audio Manager, an app that has nothing to do with managing your teen's music files or controlling the volume on his smartphone and everything to do with him hiding things like nude photos from you. When you press and hold the Audio Manager app, a lock screen is revealed -- behind which users can hide messages, photos, videos, and other apps.Same deal, but this time with a calculator icon posing as something it isn't.Fortunately, I had held the belief that credit cards were “evil” and managed to avoid accumulating any debt. Credit card companies specifically target young adults before they fully grasp the concept, making college students prime prospects.At the University of Maryland, my alma mater, it’s no coincidence that the football field happens to be Capital One Field.
I didn’t truly understand credit cards until I was 27.
Parents who find it on their teens' phones can conclude just one thing: Your kid is hiding things from you.
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Read the articles below for access to government and other official fraud prevention sites for additional information. Scammers will target people of all ages and backgrounds, looking to take your heart, money or identification.